An Umbrella Liability policy provides excess limits of liability protection for bodily injury and property damage when the limits of your primary insurance policies are exhausted by the payment of claims. It also protects you against personal injury liabilities, such as libel, slander, wrongful eviction or false arrest.

If you are unsure about this coverage, some questions that you may ask yourself are:

Do I entertain guests or own a pet?
Events, activities and pets on your property may expose you to high cost risks.

Do I own a boat or recreational vehicle?
Additional limits of insurance are recommended for these fun activities.

Does my family drive autos regularly?
A higher risk for injury and property damage applies when you are on the road frequently.

How actively opinionated am I?
A slander or libel action can have serious consequences.

Do I serve on a non-profit board?
Decisions can lead to personal liability needing personal insurance protection.

For a free quote or more information on Umbrella Liability insurance, please contact Jenny at ext. 250 or Julene at ext. 241.